 Charles is a retired Christian Church minister, and Margie is a retired English professor. We have lived in Florida since 1966.
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 Our home is an ocean front Condominium on the “world’s most famous beach” in Daytona Beach, Florida It is a two bedroom, two bath, first floor unit for easy access via the deck to heated pool and beach. It has all modern kitchen, cable TV, VCR, and sound system and queen size beds. No pets and no smoking.
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 Our second home is a two bedroom, two bath condominium on Sugar Mountain (5,150 ft. elevation) call Sugartop (www.sugartop.com) at Banner Elk, North Carolina. This beautiful Blue Ridge mountain area is great year round. Winter skiing and summer hiking.
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